Isn’t there something you’d rather be doing than worrying about your investments?
© 2010 TJ Stearns, Inc. All Rights Reserved.
TJ Stearns - Established - Secure - Certified
Disclaimer
Tim Stearns ("of TJ Stearns Inc.") is a registered investment adviser representative located in Arlington Heights Illinois. Tim Stearns and his representatives are in compliance with the current registration requirements imposed upon registered investment advisers by those states in which TJ Stearns Inc. maintains clients. Tim Stearns may only transact business in those states in which he is registered, or qualifies for an exemption or exclusion from registration requirements.
TJ Stearns Inc.'s website is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of TJ Stearns Inc.'s website on the Internet should not be construed by any consumer and/or prospective client as TJ Stearns Inc.'s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.
Advice can only be rendered after the following conditions are met: 1) The delivery of a disclosure statement, and execution of an investment advisory and/or a financial planning contract by the client and the adviser; and 2) Initial Payment of the planning fee or investment advisory fee by the client to the adviser. Furthermore, the information resulting from the use of tools, charts, graphs or other information on this Internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Tim Stearns or one of his representatives.
The graphs and charts provided by this website depict general information regarding past performance of various indexes and asset classes. Past performance is never a guarantee of future performance and the charts and graphs on this website are not meant to predict future performance. An investor should not base any investment decisions solely on the information provided by the charts and graphs.
Any subsequent, direct communication by Tim Stearns with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Tim Stearns please contact the United States Securities and Exchange Commission on their website at www.adviserinfo.sec.gov or state securities law administrators for those states in which Tim Stearns is registered. A copy of TJ Stearns Inc.'s current written disclosure statement discussing TJ Stearns Inc.'s business operations, services, and fees is available from TJ Stearns Inc. upon written request.
Tim Stearns and TJ Stearns Inc. do not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to TJ Stearns Inc.'s website or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
ACCESS TO THIS WEBSITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND WITHOUT ANY WARRANTIES, EXPRESSED OR IMPLIED, REGARDING THE ACCURACY, COMPLETENESS, TIMELINESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS WEBSITE OR ANY THIRD PARTY WEBSITE LINKED TO THIS WEBSITE.
CONFIDENTIALITY POLICY
TJ Stearns Inc. is committed to safeguarding the confidential information of our clients. We hold all personal information provided to us in the strictest confidence. We consider it a privilege to work with our clients to help them meet their financial needs. We recognize that this is a privilege that comes with responsibility - a responsibility to maintain the confidentiality of the personal information that they share with us. We take this responsibility very seriously.
To conduct regular business, we may collect nonpublic personal information from sources such as on applications or other forms provided by our clients to us or information about their transactions with other affiliates. As TJ Stearns Inc. shares nonpublic information solely to service our client accounts, we do not disclose any nonpublic personal information about our clients or former clients to anyone, except as permitted and/or required by law. TJ Stearns Inc. employees and contractors are bound by strict confidentiality agreements and any misuse of client information will be grounds for disciplinary action up to and including termination. Furthermore, client information at TJ Stearns Inc. is made available to employees only on a need-to-know basis.
At times, we may disclose nonpublic personal information to nonaffiliated third parties. We may disclose nonpublic personal information about our client to the following types of non-affiliated third parties: Brookstone Capital Management and other money management institutions in order to maintain our clients' accounts; financial service providers such as mortgage brokers, insurance companies, banks, attorneys, accountants, and actuary firms (only with a client's prior authorization); or service providers that assist us with information systems management, account reconciliation and report production services, and secure document destruction, retention, and storage to facilitate our normal business operations.
Internet cookies are a feature of web browser software that can gather information about website visitors and allows web servers to recognize the computer used to access a website. TJ Stearns Inc. will not use, collect, or store cookies during your visit to our website.
TJ Stearns Inc. is committed to maintaining the confidentiality, integrity, and security of the personal information that is entrusted to us by our clients. Except as described above, TJ Stearns Inc. does not share client information. However, if information is requested by subpoena or investigation of fraudulent activity, etc. we may be required by law to comply. We will not rent, sell, trade, or otherwise release or disclose any personal information about our clients. Any information that our clients provide to us is for TJ Stearns Inc.'s use only. If our clients decide to close their account(s) or become an inactive client, we will adhere to these privacy policies and practices.
QUESTIONS
We welcome questions and comments about our regulatory disclosures and/or confidentiality policy. Questions can be emailed to TimS@TJStearns.com or call us at 847.749.2295
